caiibmocktest.in

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Question 1 reset

Select the correct option(s)

Real Time Gross Settlement takes place in RTGS

NEFT settlement take s place in batches

Both the above

Question 2 reset

Assets represent source of funds whereas liabilities denote the use of funds in a balance sheet.

True

False

Question 3 reset

A bank's liabilities include deposits, borrowings and capital.- Among these which contributes higher % in the liabilities portfolio.

Deposits

Borrowings

Investments

Capital

Question 4 reset

Asset liability management is only management of maturity mismatch and has no bearing on profit augmentation.

True

False

Question 5 reset

"ALM defines management of all assets and liabilities (both off and a balance sheet items)". The "Off balance sheet items" are

Letters of Credit

Financial Guarantee

Both the above

Question 6 reset

Asset-Liability Management Committee (ALCO) deals with

Market risk

Credit Policy

Question 7 reset

Objective of liquidity management is to

Ensure profitability

Ensure liquidity

Both the above

Question 8 reset

Banks need liquidity to

Meet deposit withdrawal

Fund loan demands

Both the above

Question 9 reset

Adequacy of bank's liquidity position depends upon

Sources of funds

Anticipated future funding needs

Present and future earnings capacity

All the above

Question 10 reset

The need to replace net outflows due to unanticipated withdrawal of deposits is known as ______ risk.

capital

operational

funding

Time Over